Choosing from among the many different types of senior care solutions can be a challenge. For many, assisted living or nursing home situations provide a higher level of care than their loved one is in need of. However, it is still important to them that their loved one is in a supervised environment on a day-to-day basis. For those who are able to serve as their loved one’s primary caregiver, but who find that they are in need of a solution for their loved one’s care while they work, or simply when they are in need of a respite from caregiving, Joe’s Club can be an ideal solution.
The Average Costs of Adult Daycare
One of the biggest benefits of adult daycare over other senior living solutions is that it can be a very cost-effective way to get your loved one the care he or she needs. The average cost per day is around $63, depending on the duration of the individual’s stay at the daycare center.
Because you have the option to choose adult daycare on an as-needed basis, the amount you spend can be much lower than the cost of regular care for a loved one through other means. However, there are some options available if you are in need of help paying for adult daycare.
Paying for Adult Daycare
For Joe’s Club, in many cases, payment is available on a sliding scale. This means that those with a lower income may be able to pay less for adult daycare.
If you are in need of additional help paying for an adult daycare program, then you may consider looking into using public benefits to help pay for the overall cost of the daycare.
To qualify for Medicaid, your loved one must have a low income and few assets. Typically, Medicaid will not pay the entire cost of adult daycare services, but it can help with some of the costs.
Another option is to use Veteran’s benefits to pay for adult daycare. Adult daycare is included among the health benefits offered through the Department of Veterans Affairs. It is also important to note that Veterans and their spouses may also be eligible for cash benefits, and that these benefits can be used to help pay for some or all of an individual’s adult daycare costs, or any other type of care that they require.
If you don’t have these options available to you, there may be other ways to pay for adult daycare services. In some instances, long-term care insurance can be used as a means of paying for adult daycare. While this type of insurance is typically used for other situations, such as nursing home or assisted living services, some policies will allow for it to be used for adult daycare. Be sure to examine your policy closely to determine whether or not this is an option.
One of the important things to keep in mind is that, overall, adult daycare can be a more affordable solution than residential or in-home care services for seniors. Be sure to assess all of your options carefully to determine whether or not adult daycare is the right solution for you and your loved ones.